Editorial standards and sources
Our readers make important decisions about money and health. These are the rules we follow so that our guides are accurate, fair and easy to check.
1. Official sources first
Facts and figures come from official or public-interest sources, mainly:
- Social Security Administration (ssa.gov)
- Medicare.gov and the Centers for Medicare & Medicaid Services (cms.gov)
- Internal Revenue Service (irs.gov)
- Consumer Financial Protection Bureau (consumerfinance.gov) and Federal Trade Commission (ftc.gov)
- Federal Register notices for official yearly amounts
Every guide lists its sources at the bottom so you can check them.
2. Dates on every guide
Each guide shows the date it was last checked. Many retirement numbers change every year, such as the Social Security raise, Medicare premiums and savings limits. When they do, we update the guide and the date.
3. Plain, balanced language
We explain options and trade-offs instead of telling readers what to do. We avoid scare tactics, "secret" tricks and promises of guaranteed results. Examples use round numbers and are labeled as examples.
4. Independence
- We don't sell insurance, Medicare plans, annuities or investments.
- No company pays to be mentioned in a guide.
- Any advertising on this site is clearly labeled and kept separate from our guides.
- We are not affiliated with any government agency.
5. Corrections
If you spot a mistake, email info@grandsgaro.com. We review every report, fix confirmed errors promptly, and update the "last checked" date.
6. Not personal advice
Our guides are general educational information. They are not financial, legal, tax or medical advice. Your situation may be different, so please confirm important decisions with the official agency or a qualified professional.